Aflac Insurance Claims
If you need to make a claim, you need to know how long Aflac takes to pay out claims. All claims are processed within five working days, although the website claims this can be done as soon as 24 hours.
How do I get paid with Aflac?
Use Aflac SmartClaim to get paid fast.
Direct Deposit allows you to get paid fast.Click Direct Deposit and follow the instructions for registration.Please allow one business day for Direct Deposit enrollment to take effect.
How do I check my Aflac claim status?
Log in to your account to check the status of your claim. From there, you’ll be able to check claim status, upload additional supporting documents if needed, and view your explanation of benefits. You may also check claim status by chat or phone by calling us at 800.992. 3522.
Does Aflac pay for missed work days?
If your covered On-the-Job Injury causes you to be unable to perform the duties of any occupation for which you are or become qualified by reason of education, training, or experience within 90 days of such covered On-the-Job Injury, as certified by a Physician, we will pay you the Daily Disability Benefit for each day
Does Aflac pay if you lose your job?
Aflac provides benefits for both total and partial disability. Even if you’re able to work, partial disability benefits may be available to help compensate for lost income. Aflac does not coordinate benefits. Regardless of any other disability insurance you may have, including Social Security, we will pay you directly.
Does AFLAC cover pre existing conditions?
Disability caused by a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage. Aflac will not pay benefits for a Disability that is being treated outside the territorial limits of the United States.
